Elfiera Agustina is a distinguished figure in the financial industry, with an illustrious career spanning over three decades in both banking and non-banking financial institutions. Her tenure in the sector is marked by exemplary leadership and managerial expertise, having helmed critical divisions such as Treasury & Finance, Operations, Corporate Benefit Program (Sales), and Recruitment & Training.

As the head of the Treasury & Finance Division, Elfiera demonstrated unparalleled proficiency in managing financial assets and liabilities, ensuring optimal financial health and compliance with regulatory standards. Her role as Operation Division Head further exemplified her capability to oversee complex operational frameworks, enhancing efficiency and service delivery across the board.

Elfiera’s tenure as Corporate Benefit Program Division Head showcased her acumen in sales strategy and execution, driving significant business growth through innovative benefit programs tailored to corporate clients. Her leadership in Recruitment & Training solidified the foundation for talent acquisition and development, aligning human resources with strategic business goals.

Her most notable achievement was as the National Operation Division Head, where she led a team of over 120 employees spread across Indonesia. This role underscored her exceptional leadership qualities, her ability to manage and inspire a large, geographically dispersed team, and her commitment to operational excellence and team development.

Elfiera’s passion for challenges and her profound experience in finance, operations, and team management render her an invaluable leader in the financial sector. Her career is a testament to her versatile skill set, strategic vision, and the impactful leadership she brings to every role.